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Reliable grocery store payment processing

Speed up checkout, enjoy low processing fees, and get quicker access to funds with IT Retail's integrated payment processing.

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Multiple ways to pay

Accept popular payment methods, including credit cards, contactless payment apps, and EBT. 

Faster deposits

Access your funds within one business day or take advantage of instant payout options for when you need money fast — even on weekends, evenings, and holidays.

Simplified reconciliation 

Eliminate the need for manual reconciliation with straightforward sales reports that give you a transparent list of transactions and fees.

Multiple payment methods

Take every type of payment

Speed up checkout with fully integrated payments that are fast, secure, and reliable. Let customers pay with their preferred payment method, whether it’s cash, card, contactless app, or EBT.

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Integrated EBT payments

Specify SNAP-eligible items in your grocery back office and process EBT payments on the same payment terminal — no third-party software or paid add-ons required.

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Flexible payment options

Accept major credit card brands, contactless payments like Google Pay and Apple Pay, along with cash, checks, and debit cards — however, your customers want to pay, we’ve got you covered.

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Gift cards, loyalty, and store credit

Allow customers to pay via gift card and store credit — and easily redeem rewards points from your loyalty programs for discounts.

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Grocery store payment processing

Get paid faster
& worry less

Get payments up to a day faster at no added cost, enjoy affordable, in-house payment processing, and never worry about failed payments.

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Affordable processing fees

Take advantage of competitive rates with our fully integrated in-house payment processing. We'll happily match or beat your current fees to ensure you're getting the best deal.

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Online payments & free account updates

Take online payments without the stress. Process e-commerce payments from IT Retail and automatically keep stored card information updated at no extra cost.

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Free next-day deposits

Get paid within one business day — a day faster than most competitors — at no extra cost.

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Unified 24/7 support

Keep your business up and running with a dedicated support team that's ready to provide solutions for both payments and your POS software.

IT Retail helps you get paid faster
Grocery store payment security

Keep your business safe

Process more types of payments faster without the added risk. IT Retail includes the latest security, compliance, and fraud prevention features to keep your store safe.

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Fully-secure transactions

Protect customer's payment information  with processing that is fully PCI-DSS compliant and end-to-end encrypted.

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Transparent sales reports

Eliminate manual reconciliation and costly accounting errors. IT Retail unifies all your systems to generate simplified sales reports.

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Global fraud protection

Protect your store against fraud with state-of-the-art fraud detection. IT Retail uses the same technology as major retailers to spot suspicious transactions. 

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Grocery store payment processing

Leverage additional
financial services

Opt-in to IT Retail’s payment processing and get access to additional financial services. Set up state-compliant card fee offset programs, or get pre-approved for a flexible loan.

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1% cash-back loans

Participate in Rapid Deposits and get pre-approved for a capital loan. Loan amounts and repayments are based on monthly sales — meaning you pay less during seasonal lows and a little more when business is booming.

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Instant payout options

Get paid immediately — even on holidays, weekends, and evenings — with low-cost instant payout options.

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Offset credit card fees

Find ways to reduce your credit card fees by setting up legally compliant offset options, like surcharging or cash discounting, based on your state. 

High-Level POS Features & Hardware

Affordable. Flexible.
Stress-free.

See why over 1,000 independent grocers and food markets trust IT Retail to process payments, speed up checkout, and get paid faster.

FAQs: IT Retail grocery and food market payments

What types of payments does IT Retail support?

IT Retail accepts cash, checks, debit cards, and all major credit cards, including:

  • Mastercard
  • Visa
  • Discover
  • American Express

IT Retail also supports contactless payments via tap-to-pay cards and services like:

  • Apple Pay
  • Google Pay
  • Vantiv
  • WorldPay

There are also options to pay via EBT and store credit.

Does IT Retail include EBT and SNAP payments for free or as a paid add on?

IT Retail includes out-of-the-box support for EBT Cash, EBT Food, and SNAP benefit payments at no extra cost.

How fast does IT Retail release payments?

IT Retail offers next-business-day payouts for all users — a day faster than the typical two-business-day cycle used by many processors. We also offer instant payouts with only a 1% fee compared to the typical 1.75% for instant deposits.



How do I get pre-approved for IT Retail Capital funding?

IT Retail approves businesses for flexible loans with 1% cashback based on their store’s historical sales and performance. Once approved, you will get the loan amount plus 1%, which you can use as needed.

Repayment is handled automatically based on a percentage of monthly sales. That means if you’re having a slow month, you’ll pay less. If business is booming, you’ll pay a little more.